Michael Frank

Affordable Prefab Homes: Top Prefab Homes Under $100k

Michael Frank
Affordable Prefab Homes: Top Prefab Homes Under $100k

Prefab homes are gaining popularity as an affordable housing solution. They offer a cost-effective alternative to traditional site-built homes, especially for those on a tight budget.

But what if your budget is under $100k? Is it possible to find a quality prefab home within this price range?

The answer is yes. There are a variety of prefab homes available under $100k, from modern modular homes to budget-friendly manufactured homes.

These affordable prefab homes come in a range of styles and offer numerous customization options. However, navigating the prefab home market can be complex. It's crucial to understand what's included in the price, the additional costs involved, and the companies that offer these homes.

This article aims to demystify the world of affordable prefab homes. It provides a comprehensive guide to help you make an informed decision when considering a prefab home purchase under $100k.

Understanding Prefab Homes and Their Benefits

Prefab homes, or prefabricated homes, are built off-site and assembled at their final location. This method can reduce both the cost and the time involved in construction.

One of the main benefits of prefab homes is their affordability. They typically cost less than traditional homes since much of the labor is done in a factory setting, minimizing onsite work.

Prefab homes also offer versatility. They come in various styles, from sleek, modern designs to classic, rustic looks. This allows buyers to find a home that matches their taste and lifestyle.

Moreover, prefab homes are known for being energy efficient. Many come with modern insulation and energy-saving features, which can lead to lower utility bills over time. They are a smart choice for budget-conscious and environmentally-minded buyers.

Types of Prefab Homes Available Under $100k

There are several types of prefab homes available for those with a budget of under $100k. Each type offers unique advantages and design possibilities.

Modular homes are built in sections or modules that are transported and assembled on-site. They are known for their durability.

Kit homes or panelized homes consist of a set of parts or panels that are constructed in a factory, then delivered and assembled at the site. This type of home offers design flexibility and for some DIY enthusiasts can even reduce total project costs.

Manufactured homes are entirely constructed in a factory and adhere to strict federal building codes. They offer an affordable option for many but often don't qualify for the same financing options as other prefab methods.

Cost Breakdown: What's Included in the Price?

When considering prefab homes under $100k, understanding what's included in the price is crucial. Most prefab home prices cover basic structure elements. Typically, this includes the walls, roof, windows, and doors. However, it may not include land, foundation work, or site preparation.

Interior elements like plumbing, electrical, and HVAC systems might be part of the package. But this depends on the manufacturer and model. It is important to talk to the prefab home provider to know the understand how they price their homes; every builder and project is different.

However, for our cost estimates below, we have included all project line items, except the purchase of land. This includes the prefab home, site work, shipping and installation.

Top Companies Offering Prefab Homes Under $100k

Finding reputable companies is crucial when choosing a prefab home. Many offer affordable options without sacrificing quality. This ensures you get the best value for your investment.

Several companies specialize in prefab homes under $100k. These builders provide a variety of styles and designs. Some focus on sustainability and energy efficiency.


Modular Homes Under $100k

Prefab Homes Under $100k

Boxabl - Casita

The Casita by Boxabl is a new, unique housing product that aims to bring affordable modular housing to the mass market. It is built using a unique, oragami-style module which can be unfolded in a few hours. Their current model is well suited for use as an ADU or small, home. It has a studio layout, one bathroom, a full kitchen, and 375 sqft of living space. It is important to note that Boxabl is only accepting pre-orders for their home.

Our turn-key estimate for Boxabl’s affordable housing unit ranges from $54,000 - $99,000. This includes all project elements (excluding land). See our article on Boxabl’s cost for more information on this estimate. Boxabl can deliver its modular homes to buyers in Arizona, Hawaii, Kansas, Nevada, New Mexico, Oklahoma, Utah, Vermont, West Virginia, and Wyoming.

Kit Homes Under $100k

Kit Homes Under $100k

Avrame - Solo 75

Avrame - Solo 75

The Avrame Solo 75 is a small footprint, a-frame kit house. It has one bedroom and one bathroom and has a combined 180 square feet of living space. The cost of the home materials kit (the structural shell and select interior and exterior finishes costs around $40,000). One positive of Avrame is that they can ship their materials across the United States. Our turn-key cost estimate is around $130,000, though buyers looking for a DIY project may be able to complete the entire project for around $100k.

Manufactured Homes Under $100k

Manufactured Homes For Sale Under 100k

Pratt Homes - Jackson

Pratt Homes - Jackson

The Jackson by Pratt Homes is an RIVA certified park model tiny home. It is one of Pratt Homes’ affordable models with turn-key costs for homes starting at around $59,000. The Jackson has 2 bedrooms, 1.5 bathrooms, a loft, and 399 square feet of living space. They currently operate in the Southern U.S. and serve buyers in TX, LA, NE, AR.


Affordable Manufactured Homes

Bigfoot Homes - Amber Cove

Bigfoot Homes - Amber Cove

For buyers located in California, Bigfoot Homes specializes in affordable manufactured homes. They have several models for sale that sell for under $100,000 however, there are only a few homes that can be built for that price, inclusive of site work, shipping, and delivery. Bigfoot’s most affordable manufactured home is the Amber Cove. This floor plan has 476 square feet of living space 1 bedroom, 1 bathroom and has an all-in cost of around $86,000.



Tiny Homes Under $100k

Modular Homes Under 100k

Mustard Seed Tiny Homes - Sprout

Mustard Seed Tiny Homes - Sprout

Mustard Seed Tiny Homes is a prefab home builder that is located in Buford, Georgia. They specialize in a wide range of affordable housing options, including park model tiny homes, ADUs, and tiny homes on wheels. While sales of their THOWs are currently paused, this is their most affordable housing option.

One example of Mustard Seed’s tiny homes for sale under $100,000, is their 24’ long Sprout model. It features one bedroom, a loft, and one bathroom. Mustard Seed’s current service area includes Georgia, Alabama, South Carolina, North Carolina, Tennessee, Virginia, Michigan, and Mississippi.

Conclusion: Making an Informed Decision

Prefab homes offer an affordable and flexible housing solution. Knowing different options helps you make smart choices. Consider costs, features, and providers carefully. If you would like additional advice and recommendations on building an affordable home or prefabricated home, connect with a member of our prefab concierge team.