Matt Knigge

Best Manufactured Homes For Sale in Dallas

Matt Knigge
Best Manufactured Homes For Sale in Dallas

Given their competitive price point (compared to other methods of construction) and quick build times, buying a manufactured home in the Dallas - Fort Worth area can be a wise decision. With any purchase of that size (the cheapest manufactured home in the Dallas metro area starts just shy of $60,000), it is good to make sure that you’ve done your research before making a decision.

Before buying a home, some key things that you should understand are: What are the regulations like in the Dallas area? How will you pay for your home? Where will you place your home? Where can I buy a mobile home in Dallas - Fort Worth? What homes are available in my area? Once you are able to answer these primary questions, you can feel more confident that you are making an educated decision.

To help buyers learn what the market for manufactured homes is like in the Dallas - Fort Worth area we have created a guide to cover the most important steps of the process. Below, our guide is broken into sections on local manufactured housing regulations, financing, a list of local sellers, and a list of the popular manufactured home brands in Central Texas (along with links to an in-depth review of each builder).



Manufactured Homes for Sale in Dallas

 
 


Dallas - Fort Worth Manufactured Housing Regulations

Before deep-diving into the world of Dallas manufactured housing, it is important to be clear on what exactly a manufactured home is. A manufactured home is a house that is built off-site to federally set HUD building code. This code was implemented in 1976 with the intention of standardizing and regulating the construction of what, at the time, was called mobile homes. 

Because manufactured homes are built to a different set of standards from other site-built and prefabricated homes, they often face different zoning restrictions. As such, it is important to understand your city’s regulations regarding manufactured homes. Below we have included links to manufactured/mobile home zoning information for different cities in the Dallas Ft. Worth area.

If you plan to place your home outside of an area specifically zoned for manufactured housing, you should first check with your local zoning board. That way, you can check that your property is zoned accordingly.



Financing a Manufactured Home in Dallas - Fort Worth

One important question when buying a manufactured home is how will you pay for it. In the Dallas area, we typically see manufactured homes cost between $63 - $152 per square foot, with an average cost of around $82 per square foot. Add to that costs for permitting, shipping, and installation, and depending on where you are placing it, site development costs and even the most affordable manufactured home require a significant amount of capital.

While the option always exists to pay for your home with cash, for many, this is not a realistic option. So what financing options are available for a manufactured home in Dallas? Unlike site-built homes and modular homes that can be financed with a construction loan and mortgage, manufactured homes are often not eligible for this type of financing. And while individuals can access alternative financing through options like personal loans or lines of credit, this is not always sufficient (or the best option).

When looking to finance a manufactured home with products intended for mobile homes, some loan types to look for include:

  • FHA Title I Loan

    • Use: Can be used to purchase or refinance a manufactured home, a developed lot on which to place a manufactured home or a manufactured home and lot in combination. The home must be used as the principal residence of the borrower. Also, buyers can lease a lot as opposed to purchasing it. When the land/lot is leased, HUD requires the lessor to provide the manufactured homeowner with an initial lease term of 3 years.

    • Max Loan Amount(s):

      • Manufactured home only - $69,678

      • Manufactured home lot - $23,226

      • Manufactured home & lot - $92,904

    • Max Loan Term:

      • Manufactured home only (or on a single-section lot) - 20 years

      • Lot only - 15 years

      • Manufactured home on a multi-section lot - 25 years

    • Requirements: Borrowers must meet the lender financing requirements (for criteria like credit score and LTV).

  • FHA Title II Loan

    • Use: Must be used to purchase a manufactured home and a building lot on which to place it.

    • Max Loan Amount(s):

    • Max Loan Term: Up to 30 years

    • Requirements: The home must be at least 400 square feet, must be built and remain on a permanent chassis, and be the borrower’s primary residence. Borrowers must meet lending criteria related to LTV and credit score.

  • Fannie Mae MH Advantage Program

    • Description: Loan to cover the purchase of manufactured homes that meet certain building criteria. Typically, interest rates tend to be lower than other loan products

    • Max Loan Term: 30 years

    • Borrower Requirements: up to 97% LTV, minimum 620 credit score

    • Home Requirements:  labeled as an MH Advantage eligible home, at least 600 square feet, be placed on owned, not leased, land

  • Freddie Mac Home Possible Mortgage Program

    • Description: Conventional financing for low and moderate income buyers of manufactured homes. Can be used for either primary or secondary residences.

    • Max Loan Term: 30 years

    • Requirements: A minimum of 5% down payment and buyers must meet lending criteria such as minimum credit scores and LTV amounts.

  • Chattel Mortgage

    • Description: A loan for a manufactured home or other piece of movable property such as machinery or car

    • Max Loan Term: 20 years

    • Borrower Requirements: Must meet borrower requirements (minimum credit score 575) & the home must remain on a permanent chassis.

Depending on your personal circumstances, buyers in rural areas may also be able to receive a USDA-backed loan to purchase a manufactured home in Dallas. Alternatively, veterans may also be able to receive a VA loan.

To find a HUD approved lender in the Dallas - Fort Worth area, you can search their lender database. Because many of these loans have special requirements, both for borrowers and for the homes themselves, it can be helpful to work with a lender in the Dallas area who is experienced in financing manufactured housing.





Manufactured Home Retailers in Dallas - Fort Worth

Thanks to Dallas’ large market for manufactured housing, you have a number of retail centers in the Dallas - Fort Worth area to choose from. As each location specializes in selling manufactured homes, there are several criteria that you can use to compare retailers. This includes proximity to your location, past customers’ reviews, and what brands of homes they sell. In Dallas - Ft. Worth, manufactured homes are sold at the following locations:

Retailer Estimated Cost Range
(Home Only)
Homes for Sale Brands Reviews
Google Yelp
Bentli Homes, Llc

4369 FM 36, Caddo Mills, TX
Floor Plans for Sale Cavco Homes, Cavco Homes, Fleetwood Homes, Legacy Housing 4.3 Stars
(99 Reviews)
Cowtown Home Center

9000 Jacksboro Hwy, Fort Worth, TX
$72 - $87+ per sqft Floor Plans for Sale Cavco Homes, Champion Homes, New Vision Manufacturing 4.4 Stars
(70 Reviews)
Orleans Housing, Llc

12000 Jacksboro Hwy, Fort Worth, TX
Floor Plans for Sale Cavco Homes, Cavco Homes, Fleetwood Homes, Palm Harbor Homes, Tru, Nxt Homes 4.0 Stars
(143 Reviews)
1.5 Stars
(4 Reviews)
West Frontier Homes Llc

3102 W US Hwy 377, Granbury, TX
Floor Plans for Sale Cavco Homes, Champion Homes, Clayton Homes, New Vision Manufacturing, Schult Homes, Nxt Homes 4.1 Stars
(90 Reviews)
Palm Harbor Village

4405 I-30, Mesquite, TX
Floor Plans for Sale Cavco Homes, Fleetwood Homes, Palm Harbor Homes, Tru, Nxt Homes 4.0 Stars
(201 Reviews)
3.0 Stars
(9 Reviews)
Top Notch Homes Llc

6550 E State Hwy 114, Rhome, TX
Floor Plans for Sale Cavco Homes 4.6 Stars
(57 Reviews)
K & P Homes, Inc.

4272 E Hwy 199, Springtown, TX
Cavco Homes 4.0 Stars
(23 Reviews)
Republic Manufactured Housing Corp

2425 Fort Worth Hwy, Weatherford, TX
Floor Plans for Sale Cavco Homes, Clayton Homes, Fleetwood Homes, Schult Homes, Tru 3.4 Stars
(24 Reviews)
4.5 Stars
(3 Reviews)
Crown Mobile Home Sales & Service Llc

26939 I-20, Wills Point, TX
Floor Plans for Sale Cavco Homes, Clayton Homes, Fleetwood Homes, Legacy Housing, Tru 4.4 Stars
(80 Reviews)
1.0 Star
(1 Reviews)
Clayton Homes

10050 Co Rd 4005, Mabank, TX
$60 - $87+ per sqft Floor Plans for Sale Deer Valley Homes, Clayton Homes 3.9 Stars
(84 Reviews)
Palm Harbor Village - Caddo Mills

4989 I-30 Frontage Rd, Caddo Mills, TX
Floor Plans for Sale Fleetwood Homes, Fleetwood Homes, Palm Harbor Homes, Tru 4.1 Stars
(117 Reviews)
1.0 Star
(3 Reviews)
Clayton Homes

4002 N Main St, Joshua, TX
$61 - $88+ per sqft Floor Plans for Sale Fleetwood Homes, Clayton Homes 4.9 Stars
(90 Reviews)
Solitaire Homes Of Fort Worth

9309 South Freeway, Fort Worth, TX
Floor Plans for Sale Solitaire Homes, Solitaire Homes 4.0 Stars
(64 Reviews)
1.0 Star
(1 Reviews)
Thomas Outlet Homes

4342 TX-34, Greenville, TX
Floor Plans for Sale Sunshine Homes, Champion Homes, Hamilton, New Vision Manufacturing, Skyline Homes, Sunshine Homes, Meridian Homes 3.7 Stars
(90 Reviews)
1.0 Star
(1 Reviews)
Palm Harbor Homes

401 S Burleson Blvd, Burleson, TX
Floor Plans for Sale Cavco Homes, Cavco Homes, Palm Harbor Homes 3.9 Stars
(131 Reviews)
3.0 Stars
(2 Reviews)
Palm Harbor Village

4989 West I-30, Caddo Mills, TX
Floor Plans for Sale Cavco Homes, Palm Harbor 4.1 Stars
(116 Reviews)
1.0 Star
(3 Reviews)
Orleans Housing, Llc

8917 Jacksboro Hwy, Fort Worth, TX
Cavco Homes 2.3 Stars
(6 Reviews)
American Homes

1900 I-30 Frontage Rd Rockwall, TX
$55 - $70+ per sqft Floor Plans for Sale Skyline Homes, Heckaman Homes, Mhe 4.6 Stars
(158 Reviews)
2.5 Stars
(3 Reviews)
Bentli Homes

4369 FM 36 Caddo Mills, TX
Floor Plans for Sale Golden West Homes, Marlette Homes 4.4 Stars
(100 Reviews)
5.0 Stars
(1 Reviews)
Palm Harbor Village

4989 I-30 Frontage Rd Caddo Mills, TX
Floor Plans for Sale Champion Homes, Redman Homes, Ritz-Craft Homes, Schult Homes 4.2 Stars
(124 Reviews)
1.0 Star
(3 Reviews)
Palm Harbor - Denton

5451 S Interstate 35 E Corinth, TX
Floor Plans for Sale Schult Homes, Tru, Sulphur Springs, Bonham, Waco I 4.2 Stars
(165 Reviews)
2.5 Stars
(6 Reviews)
Heritage Housing Of Canton

21544 I-20 Frontage Rd Wills Point, TX
Floor Plans for Sale Cavco Homes, Fleetwood Homes, Palm Harbor Homes 4.0 Stars
(63 Reviews)
1.0 Star
(1 Reviews)
Clayton Homes

1101 S Beckley Ave DeSoto, TX
$60 - $77+ per sqft Floor Plans for Sale Cavco Homes, Fleetwood Homes, Palm Harbor Homes 4.2 Stars
(70 Reviews)
1.0 Star
(2 Reviews)
Thomas Outlet Homes

4342 TX-34 Greenville, TX
Floor Plans for Sale Legacy Housing, Tiny House, Tiny House Outlet, Wide Shed 3.7 Stars
(91 Reviews)
1.0 Star
(1 Reviews)
Clayton Homes

10050 Co Rd 4005 Mabank, TX
$58 - $65+ per sqft Floor Plans for Sale Champion Homes 3.9 Stars
(87 Reviews)
U Save Homes Inc

2013 I-30 Frontage Rd Greenville, TX
Floor Plans for Sale Clayton Homes 3.3 Stars
(17 Reviews)
5.0 Stars
(1 Reviews)
Palm Harbor - Mesquite

4405 I-30 Mesquite, TX
Floor Plans for Sale Homeco 4.0 Stars
(202 Reviews)
3.0 Stars
(9 Reviews)
Triple L Mobile Homes

16955 US-175 Kemp, TX
Floor Plans for Sale Clayton Homes 4.5 Stars
(15 Reviews)
Top Notch Homes

6550 E State Hwy 114 Rhome, TX
$72 - $94+ per sqft Floor Plans for Sale Buccaneer Homes, Cavalier Homes, Clayton Homes, Cmh Manufacturing, Homes Of Merit, Tru, Nxt Homes, Sothern Homes, Bonham, The Patriot 4.6 Stars
(69 Reviews)
Crazy Reds Mobile Homes

8451 Palmer Ln Ponder, TX
Floor Plans for Sale Clayton Homes 3.6 Stars
(78 Reviews)
4.5 Stars
(3 Reviews)
Palm Harbor Homes - Burleson

401 S Burleson Blvd Burleson, TX
$81 - $104+ per sqft Floor Plans for Sale Cavco Homes, Champion Homes, Clayton Homes, Fleetwood Homes, Oak Creek Homes, Redman Homes, Skyline Homes, Athens Homes, Jessup Housing Homes 3.9 Stars
(134 Reviews)
3.0 Stars
(2 Reviews)
Clayton Homes

4002 N Main St Joshua, TX
$54 - $70+ per sqft Floor Plans for Sale Cavco Homes, Champion Homes, Clayton Homes, Fleetwood Homes, Tru, Athens Park 5.0 Stars
(95 Reviews)
Clayton Homes

9900 Jacksboro Hwy Fort Worth, TX
$50 - $113+ per sqft Floor Plans for Sale Palm Harbor Homes 3.8 Stars
(84 Reviews)
Champion Homes Center

501 S Burleson Blvd Burleson, TX
$56 - $68+ per sqft Floor Plans for Sale Clayton Homes 4.2 Stars
(97 Reviews)
1.0 Star
(1 Reviews)
Palm Harbor Homes - Ft Worth

12000 Jacksboro Hwy Fort Worth, TX
$78 - $96+ per sqft Floor Plans for Sale Oakwood Homes 4.0 Stars
(145 Reviews)
1.5 Stars
(4 Reviews)
Homes To Go

8917 Jacksboro Hwy Fort Worth, TX
Floor Plans for Sale Clayton Homes 3.9 Stars
(82 Reviews)
1.0 Star
(1 Reviews)
Oak Creek Homes

200 S Burleson Blvd Burleson, TX
Floor Plans for Sale Palm Harbor Homes 4.5 Stars
(283 Reviews)
Republic Homes

2425 Fort Worth Hwy Weatherford, TX
Floor Plans for Sale Legacy Housing 3.4 Stars
(24 Reviews)
4.5 Stars
(3 Reviews)
Oak Creek Homes

1302 N Stemmons St Sanger, TX
$58 - $126+ per sqft Floor Plans for Sale Cavco Homes, Clayton Homes, Fleetwood Homes, Southern Energy Homes, Tru 4.4 Stars
(125 Reviews)
1.0 Star
(4 Reviews)
Oak Creek Homes

107 Industrial Ave Granbury, TX
$88 - $117+ per sqft Floor Plans for Sale Clayton Homes 4.3 Stars
(170 Reviews)
Solitaire Homes Of Fort Worth

9309 South Fwy Fort Worth, TX
Floor Plans for Sale Clayton Homes 4.0 Stars
(65 Reviews)
1.0 Star
(1 Reviews)
National Homes

4301 US-67 Alvarado, TX
Floor Plans for Sale Clayton Homes 3.9 Stars
(40 Reviews)
1.0 Star
(2 Reviews)
Legacy Housing Outlet

5251 Mark IV Pkwy Fort Worth, TX
Floor Plans for Sale Solitaire Homes 3.2 Stars
(190 Reviews)
1.0 Star
(5 Reviews)
Clayton Homes

3275 S Burleson Blvd Burleson, TX
$61 - $86+ per sqft Floor Plans for Sale Fleetwood Homes 4.2 Stars
(99 Reviews)
Cowtown Home Center

9000 Jacksboro Hwy Fort Worth, TX
$81 - $95+ per sqft Floor Plans for Sale Cavco Homes, Jessup Housing 4.4 Stars
(71 Reviews)
West Frontier Homes

3102 W US Hwy 377 Granbury, TX
Floor Plans for Sale Legacy Housing, Oak Creek Homes, Tru 4.1 Stars
(91 Reviews)
Antler Home Center

8000 Harvest Dr, Grandview, TX
Floor Plans for Sale Cavco Homes, Karsten Homes 3.8 Stars
(5 Reviews)
Glory Homes

9000 US-67 Cleburne, TX
Floor Plans for Sale Champion Homes, Tru, Jessup Housing 5.0 Stars
(4 Reviews)
Land Home Outlet

14545 Farm to Market Rd 730 N Azle, TX
$73 - $152+ per sqft Floor Plans for Sale Cavco Homes, Fleetwood Homes, Palm Harbor Homes 5.0 Stars
(1 Reviews)
Legacy Housing

4801 Mark IV Pkwy, Fort Worth, TX
Floor Plans for Sale Fleetwood Homes, Jessup Housing 2.1 Stars
(26 Reviews)
Oak Creek Homes Ft Worth

4805 E Loop 820 S, Fort Worth, TX
$92 - $130+ per sqft Floor Plans for Sale Legacy Housing 3.0 Stars
(95 Reviews)
Palm Harbor Homes

6991 Bowman Roberts Rd, Fort Worth, TX
Floor Plans for Sale Jessup Housing 3.9 Stars
(56 Reviews)
Tiny House Outlet

167 Horsemans Rd, Greenville, TX
Floor Plans for Sale Clayton Homes 2.7 Stars
(33 Reviews)

While the home you purchase is influenced by personal preference (size, style, budget), in Dallas you have many retailers to choose from. To determine the best sales center for your project, some questions you might want to ask include:

  • How long is the home covered under warranty?

  • What services are completed by the retailer vs. 3rd parties?

  • In the event that you are placing your home on undeveloped land, can the retailer complete the necessary site work (land clearing, preparing utility connections, laying a foundation)? If they do not, can they recommend a qualified contractor?

  • Are you able to work with them to develop a personalized manufactured home or do you have to buy a model directly from their lot inventory?

  • If you can order a personalized manufactured home, how long is the waiting period until it is ready and can be shipped and installed?




Manufactured Home Brands for Sale in Dallas

(Best Manufactured Homes in Texas)

Athens Homes ● Buccaneer Homes ● Cavalier Homes ● Cavco HomesChampion HomesClayton Homes ● CMH Manufacturing ● Deer Valley HomesFleetwood Homes ● Golden West Homes ● Hamilton ● Heckaman Homes ● Homeco ● Homes of Merit ● Jessup Housing ● Karsten Homes ● Legacy Housing ● Marlette Homes ● Meridian Homes ● MHE ● New Vision Manufacturing ● NXT Homes ● Oak Creek Homes ● Oakwood Homes ● Palm Harbor HomesRedman Homes ● Ritz-Craft Homes ● Schult Homes ● Skyline HomesSolitaire Homes ● Southern Homes ● Southern Energy Homes ● Sunshine Homes ● Tiny House Outlet ● TRU ● Wide Shed




Floor Plans for Sale

Everest
(Clayton Homes)
Roosevelt
(Jessup Housing)
Wonder
(TRU)
Seller Clayton Homes of Mabank Cowtown Home Center American Homes
Floor Plan Data 4 beds, 2 Baths, 2,432 sq ft 3 beds, 2 Baths, 1,680 sq ft 4 beds, 2 Baths, 1,896 sq ft
Model Cost $150,000+ $124,990 $95,995

For more resources related to new prefab home construction in Dallas - Ft. Worth area, see our articles on:

Or, for project-specific assistance with your project, speak with a member of our Prefab Coaching program.